Zamkati
- Kukonzekera zachuma komanso ubale wanu
- Kusamalira banja ndi ndalama
- Kulinganiza banja laling'ono ndi zachuma
Kodi ndizowona kuti ndalama komanso kukondana sizipanga zibwenzi zabwino? Zikuwoneka ngati izi. Mabanja ambiri amazindikira kuti mavuto azachuma amayambitsa mavuto m'banja lawo. Pofuna kutsanulira mafuta m'madzi ovuta, takhazikitsa chitsogozo pakukonzekera ndalama pamagawo ena ofunikira amgwirizano uliwonse. Banja lomwe limasunga limodzi limakhala limodzi.
Kukonzekera zachuma komanso ubale wanu
M'zaka zoyambirira zaubwenzi uliwonse, zitha kuwoneka ngati chinthu chomaliza chomwe aliyense wa inu akufuna kukambirana ndi ndalama. Mukusangalala kudziwana, ndipo mukufuna kukhulupirira zabwino zokhazokha, sichoncho? Ndalama zimawoneka ngati zazing'ono, kapena wamba. Ngakhale izi ndizomveka, ndipamene mumayamba kuganizira mozama za wokondedwa wanu ngati chiyembekezo chanthawi yayitali ndikofunikira kukambirana momwe mungapangire ndalama zanu.Mwachitsanzo, mukamaganiza zosamukira limodzi ikhoza kukhala nthawi yabwino kuti mubweretse nkhaniyi, popeza mukufuna kugawana nawo nthawi yoyamba.
Kambiranani ngati mukufuna kuti mabanki anu onse azilekana, ngati mukufuna kuphatikiza zonsezo, kapena mukakumana kwinakwake. Njira yabwino yosonyezera kudzipereka kwanu kwa anzanu kwinaku mukukhalabe ndi ufulu wodziyimira pawokha ndikutsegula akaunti yosunga limodzi koma sungani maakaunti anu a tsiku ndi tsiku. Izi zimakupatsani mwayi wopezera zinthu zomwe mungakwaniritse, monga tchuthi kapena malo okhala, mukadali okhoza kusamalira ndalama zanu zambiri panokha.
Kusamalira banja ndi ndalama
Ukwati uliwonse wopambana, wautali ndikukhala ndi mavuto kuti muthe kuthana nawo limodzi. Kunena zachuma, mudzakwanitsa kuchita chilichonse limodzi, bola mukadatha kukambirana moona mtima komanso moona mtima za ndalama ndi mnzanu.
Khalidwe lalikulu lokhumudwitsa lomwe maanja adakumana nalo anali kusasamala ndalama, chifukwa chake ngati inu ndi mnzanuyo mukonzekera ukwati limodzi, kuyambitsa bizinesi, kapena kuyambitsa thumba lakusungitsa mwadzidzidzi, ndikofunikira kuti kudalirana pakati pa awiriwa inu pankhani ndalama.
Kulinganiza banja laling'ono ndi zachuma
Tikangoyambitsa ana muubwenzi uliwonse, mitengoyo imakwezedwa. Simulinso ndi inu nokha oti muzisamalira, chifukwa kukonzekera ndalama, bajeti ndi kudalirika zonse zimakhala zofunika kwambiri.
Kukhala ndi ana kumabweretsa chisangalalo chochuluka, koma monga ndikusintha kwakukulu kwamoyo, pali zinthu zambiri zomwe mwina simunaganizirepo. Izi zitha kukhala zinthu zazikulu monga kukweza nyumba yanu ndi / kapena galimoto kuti mupatse malo mwana, mpaka pazinthu zazing'ono monga chithandizo chamankhwala, chakudya, zovala ndi zoseweretsa. Phatikizani kuchuluka kwakulipiraku ndalama zakunyumba ndi mwayi woti mnzanu m'modzi amalandira ndalama zochepa / zero panthawi yopuma kwa makolo, ndipo kufunika kokhulupirirana ndalama komanso kulumikizana kumangokulira.
China chomwe maanja ambiri sangaganizire ndichakuti ubale wawo ngati banja ungasinthe m'njira zomwe sangayembekezere mwana akangobwera. Ndikuthamangathamanga ndi kusamalira zosowa za mwana, zimakhala zosavuta kuti mutenge mnzanu mopepuka. Nthawi ikamapita, zinthu zazing'ono monga tsiku lobadwa ndi mphatso zokumbukira nthawi zambiri zimatha kukhala zakumbuyo. Onetsetsani kuti inu ndi mnzanu mumakhala ndi nthawi yoyamikirana wina ndi mnzake, ndi ntchito yomwe mumagwira tsiku lililonse kuti nyumba yanu ikhale malo osangalatsa kukhalamo.