Zamkati
- 1. Nthawi zonse mumalandira ndalama pambuyo paukwati wanthawi yayitali
- 2. Nenani za ndalama zanu zopuma kapena theka lanu
- 3. Mukasunga nyumbayo ndiye kuti mwasiyiratu kena kake
- 4. Ananu nawonso ndiwofunika
- 5. Pewani kucheza ndi okondedwa anu akale
Masiku ano, kusudzulana kuli pachimake ndipo osati kwa achinyamata okha komanso kwa anthu okalamba.
Maukwati akulu akuyamba kusudzulana pafupipafupi pakapita nthawi ndipo maukwati amenewa amadziwika kuti "maukwati otuwa." Chiwerengero cha mabanja omwe asudzulana chachulukirachulukira mzaka zingapo zapitazi.
Ngakhale kusudzulana pakati pa okwatirana kuli ngati kusudzulana kulikonse, amabwera ndi zovuta zina. Ngati mukumva kuti chisangalalo chanu chikutha, ndiye zomwe zatchulidwa pansipa ndi zinthu zisanu zomwe muyenera kudziwa musanazisankhe.
1. Nthawi zonse mumalandira ndalama pambuyo paukwati wanthawi yayitali
Ngakhale achichepere ali ndi mapangano kwakanthawi operekera ndalama zomwe zimawapatsa thandizo lazachuma lomwe amafunikira kuchokera kwa bwenzi lawo lakale; chisamaliro ichi chimangokhala chokwanira kuwathandiza kuyambiranso.
Koma zikafika pamalipiro aukwati wokhalitsa, ndizosiyana.
M'chigawo cha New York, khotilo limamupatsa munthuyo chakudya chamunthu kwa moyo wake wonse. Ngakhale chizolowezi chokomera ana chimasiyanasiyana mayiko osiyanasiyana, komabe; Akatswiri azamalamulo amati okwatirana amatenga nawo mbali pazochitika zosudzulana.
Pakati pa chisudzulo chachikulu, ngati awiriwa akugwira ntchito, amayenera kulipira zolipiritsa njira ina.
2. Nenani za ndalama zanu zopuma kapena theka lanu
Pakasudzulana imvi, zilibe kanthu kuti wolakwayo ndi ndani. Maloya akuluakulu osudzulana akuti nthawi yothetsa ukwati chuma chonse chimayenera kugawidwa mofanana pakati pa okwatiranawo limodzi ndi ndalama zapuma pantchito.
Chifukwa chake zomwe zimawoneka ngati ndalama zambiri pazaka zanu zakubadwa sizimawoneka ngati zambiri zikagawika pakati.
Komabe, okwatirana ena 'amaperekanso mapenshoni ochulukirapo kuti apewe kulipira ndalama mwezi uliwonse. Komabe, silibwino kuti mnzakeyo avomereze pamgwirizanowu kuwalola kuti agulitse ndalama zomwe amapereka misonkho kuti athe kupeza msonkho.
3. Mukasunga nyumbayo ndiye kuti mwasiyiratu kena kake
Amayi ambiri amalephera kutaya mabanja awo.
Palibe kukayika kuti kutaya nyumba kumatha kukhala lingaliro lokhumudwitsa, ndichomwe chimamveka bwino, mwandalama, makamaka pomwe khothi ligawika katundu mofanana.
Ngati musankha banja ndiye kuti mosakayikira muli ndi china chamtengo wapatali, komabe; malinga ndi khothi, amuna anu apeza china chofanana ndi nyumbayo kuti athe kulipira katunduyo.
Izi zitha kukhala udindo wocheperako kapena gawo lalikulu la penshoni. Mulimonse momwe zingakhalire, kungosunga nyumbayo kumatha kuwatsogolera kusiya ndalama zolipirira ndalama ndi ndalama zapuma pantchito zomwe zimayika munthu pamavuto.
Nyumba zimabwera ndi maudindo ena ambiri komanso njira zolipirira monga ndalama zowonongera, misonkho ya nyumba, ndi zina.
4. Ananu nawonso ndiwofunika
Chisudzulo chimakhala chovuta ngakhale atakhala motani.
Zoyeserera zakusudzulana okalamba ndikuti palibe vuto lililonse la ana lomwe mabanja ambiri achinyamata amalimbana nalo.
Kwa mabanja ambiri osudzulana, malamulo okacheza, thandizo la ana, ndi zinthu zina zofananira sizimadziwika. Komabe, izi sizitanthauza kuti ana achikulire saganiziridwa pa nthawi yosudzulana.
Si zachilendo kuti makolo azithandiza ana awo akuluakulu. Tsopano ngakhale ana okulirapo angafune kuti thandizo la ndalama ili lipitirire, sizinthu zomwe zimalembedwa chisudzulo chikuchitika mpaka pokhapokha ngati mwana ali pasukulu kapena ali ndi chilema.
5. Pewani kucheza ndi okondedwa anu akale
Pa chisudzulo, malingaliro amatha kukhala ponseponse; mumamva kupsa mtima, kupweteka, kusakhulupirika zonse nthawi imodzi. Komabe, upangiri waluso kwa anthu omwe asudzulana kuti asalowerere ndale ndikuyesetsa kuti zokambirana zawo zizikhala bwino.
Zilibe kanthu kuti muli ndi zaka zingati, koma ndikofunikira kuti muziyesetsa kukhala mwamtendere momwe mungathere.
Kukhala ndi banja losamvana kumapindulitsa aliyense. Kukhala mwamtendere sizitanthauza kuti mumangokhala anthu wamba; kugawana zidziwitso monga zomwe mumakonda, zomwe mukufuna kapena mapulani anu amtsogolo zitha kupatsa mnzanu mwayi wopambana mukamatha kusudzulana.
Yesetsani kukhala aulemu, khalani okhazikika, komabe, mwanjira yabizinesi.
Chisudzulo ndi chigamulo chachikulu ndipo sichiyenera kutengedwa chifukwa choti "Ndikufuna kuyesa zatsopano." Kukhala zaka zopitilira 30 ndi munthu sikuyenera kutayidwa pazifukwa zopusa komanso zazing'ono.
Onetsetsani kuti nthawi iliyonse mukasankha kusudzulana, chifukwa chake ndi chenicheni. Ndibwino kusankha kupatukana m'malo mothetsa banja makamaka ngati mwakumana ndi zopinga zambiri m'mbuyomu; kumbukirani, ngati mutha kuthetsa mavuto anu mukadali achichepere, mutha kuthetsa mavuto anu mukadzakula.