Zamkati
- 1. Kodi ngongole yanu ndi yotani?
- 2. Kodi muli ndi makhadi angati?
- 3. Kodi muli ndi ngongole za ophunzira?
- 4. Kodi muli ndi akaunti yosunga ndalama / ndondomeko yopuma pantchito?
- 5. Kodi tiyenera kupeza upangiri pazachuma?
- 6. Ukwati waukulu kapena nyumba?
Monga Mkhristu, mwina mudakulira kuti mukhulupirire kuti pazifukwa zambiri za m'Baibulo, ukwati ndi chinthu chosangalatsa. Akhristu omwe akhala m'banja zaka zingapo adzakuwuzani kuti inunso ndi ntchito yambiri.
Zomwe zimathandiza! Ndikumudziwa bwino wokondedwa wanu musanalowe m'banja kuti mumvetsetse ndikugwira ntchito mogwirizana. Pali mafunso ambiri achikristu omwe muyenera kufunsa musanalowe m'banja omwe angakuthandizeni osati kungodziwa bwenzi lanu komanso kuzindikira kuti ndinu ndani.
Zotere Mafunso okwatirana achikhristu zitha kukhala; Kodi mnzanuyo amatha kutonthoza ena ndikuwonetsa kuwamvera chisoni? Kodi ndiwotani pothana ndi zovuta komanso zopanikiza? Kodi ndi mfundo ziti zomwe angafune kuti azitsatira?
Mafunso onsewa ndiofunikira kwambiri kuti mumvetsetse zomwe anzanu akuchita; komabe, kuti banja liziyenda, muyeneranso kukhazikika pazinthu zina zofunika pamoyo wawo, monga momwe amachokera pachuma.
Kukhazikitsa kulimba mtima kwa mnzanu ndikofunikira ndikofunika kuti banja lililonse lizisamalira ndalama zawo, ngongole zawo, momwe amagwiritsira ntchito ndalama, komanso zofunikira zina zandalama.
Ndicho chifukwa chake, musanalowe m'banja, ndibwino kuyesetsa kwambiri kukonzekera banja lanu momwe mungakonzekere ukwati wanu. Njira imodzi yabwino yochitira izi ndikulankhula ndi alangizi a mabanja, komanso alangizi azachuma achikhristu.
Pankhani zachuma chaukwati komanso zachuma cha mabanja achikhristu, bwanji kuli kwabwino kufunafuna upangiri wazokwatirana?
Kukhala izi nkhani zachuma muukwati wachikhristu kapena ukwati uliwonse pa nkhaniyi ndi chimodzi mwazomwe zimayambitsa kusudzulana, muyenera kumvetsetsa za momwe ndalama zimayendera wina ndi mnzake momwe amawonongera ndikupulumutsa.
Muyeneranso kukhazikitsa dongosolo la kasamalidwe ka chuma muukwati wachikhristu ku tsogolo lanu monga mwamuna ndi mkazi.
Ndipo ena mwa mafunso azachuma omwe mungafunse musanalowe m'banja kuti mupeze zomwe mukufuna? Nazi mafunso asanu ndi limodzi azachuma omwe mungadzifunse musanalowe m'banja omwe angakuthandizeni kuti muziika patsogolo ndalama musananene kuti, "Ndimatero."
1. Kodi ngongole yanu ndi yotani?
Ouch. Mwina simunaganize kuti izi zibwera koma apa pali chinthu: Kukhala wokwatira kumatanthauza kugawana zonse zokhudzana ndi moyo wanu ndi munthu wina.
Chifukwa chake, muyenera kudziwa kuchuluka kwa ngongole za anzanu chifukwa zimatha kukhudza zinthu monga kupeza galimoto kapena nyumba. Palibe aliyense wa inu amene ayenera kudziwa pamene akufunsira izi kuti ngongole zoyipa zikukulepheretsani.
2. Kodi muli ndi makhadi angati?
Ngongole zapakatikati zapakhomo zimakhala pafupifupi $ 15,000. Ndizo ndalama zambiri, makamaka ngati nonse muli ndi ngongole iyi. Mukamakonzekera ukwati wanu, mwina mungayesedwe kuti mupange ngongole zambiri ndi makhadi anu.
Yesani kupewa izi, komabe. Kuyambitsa ukwati wanu "$ 30,000 mu dzenje" ndizovuta mokwanira. Ndibwino kutero perekani ngongoleyo, kwezani malire anu a ngongole (amathandiza kuti mupeze ngongole) ndipo mungolipiritsa zomwe zingalipiridwe pasanathe masiku 30 kupita mtsogolo.
3. Kodi muli ndi ngongole za ophunzira?
Malinga ndi malipoti ambiri osindikizidwa, anthu aku America pafupifupi 40 miliyoni ali ndi ngongole za ngongole za ophunzira. Ngati inu kapena mnzanu muli m'modzi ndipo simulipira, izi zitha kukhalanso ndi nambala yanu yangongole. Chifukwa chake, payenera kukhala dongosolo lamalipiro liyenera kukhazikitsidwa posachedwa.
4. Kodi muli ndi akaunti yosunga ndalama / ndondomeko yopuma pantchito?
Mukadakhala kuti mungalankhule ndi mlangizi wazachuma ndipo mudawafunsa a maupangiri ochepa azachuma, chimodzi mwazinthu zomwe angakuuzeni ndikuti mukhale ndi akaunti yosungira ndalama komanso kupangira dongosolo loti mupume pantchito.
Ngati inu ndi mnzanu muli nazo kale zonse ziwiri, zozizwitsa! Zikutanthauza kuti mumakonda kukonzekera zamtsogolo. Ngati simutero, ziyenera kukhala chimodzi mwazinthu zoyambirira zomwe mumachita mukalowa m'banja.
5. Kodi tiyenera kupeza upangiri pazachuma?
Palibe cholakwika ndi kuwona fayilo ya mlangizi pa banja lanu kapena ndalama zanu. M'malo mwake, monga angokwatirana kumene, kupeza upangiri wazachuma ndi chimodzi mwazinthu zabwino kwambiri zomwe mungachite pachibwenzi chanu.
Zikutanthauza kuti mukufunafuna malangizo amomwe mungasungire ukwati wanu. Ndikungopeza mwendo pankhani yopewa zovuta zachuma kuti zisachitike kwa nonse.
6. Ukwati waukulu kapena nyumba?
Tsoka ilo, pali maanja ambiri omwe amayang'ana kwambiri kukhala ndi ukwati wawo wamaloto kotero kuti kukhala malo okhala kumakhala zovuta. Izi ndichifukwa choti madola masauzande amaikidwa tsiku limodzi, zomwe zikutanthauza kuti nthawi zina pamakhala zosakwanira kulipirira nyumba.
Mfundo yofunikira, lamulo limodzi lofunika kutsatira ndikugwiritsa ntchito bwino bajeti yaukwati wanu. Ndipo ngati zikufunika, nthawi zonse ikani malo musanakhale ndi ukwati waukulu.
Zikafika pa 'ndalama muukwati, ' mukufuna kukhala bwino pazachuma kuyambira tsiku laukwati wanu mpaka imfa itakulekanitsani. Mukamakonzekeretsa ndalama mwachangu, zimakupatsani mwayi wokhala otero.