Zamkati
- Yambani kupanga mapulani nokha
- Onetsetsani pokonzekera
- Gwirizanani
- Ndipatseni inediator kuti athetse mavuto azachuma
- Onani zamtengo wapatali poyerekeza ndi mtengo wake
- Khalani anzeru momwe mungathere
Kutha kwa chisudzulo ndi imodzi mwazinthu zopanikiza kwambiri zomwe aliyense angakumane nazo, kukhumudwitsidwa, kulekanitsidwa ndi wokondedwa wanu, mkwiyo, chisoni, zovuta zamakhalidwe azachuma, pali malingaliro ambiri osiyanasiyana komanso magawo amalingaliro oti athetse.
Munthawi izi, chinthu chomaliza chomwe mukufuna kuthana nacho ndi manambala, mavuto azachuma, kukonza katundu, ndi milandu. Koma, kuti mupite patsogolo ndikuyamba moyo wokhazikika, wodziyimira pawokha, watsopano, Ndikofunikira kuti mukhale oganiza bwino komanso osamalitsa momwe mungathere, ngakhale zitakhala zovuta bwanji pazachuma.
Maloya a chisudzulo awona zolakwitsa zomwe anthu okwatirana amalakwitsa panthawi yamabanja posudzulana.
Onaninso:
Nawa maupangiri amomwe mungapewere zolakwitsa zothetsa kusudzulana ndikupeza zabwino mgwirizanowu kuti mutha kukhala ndi ndalama zambiri.
Yambani kupanga mapulani nokha
Kulekana kumatha kudabwitsa kapena mwina sikungabweretse mantha, koma mulimonse, yesetsani kukonzekera.
Kungakhale koyamba mu nthawi yayitali kuti muwononge ndalama pachinthu osalumikiza mnzanu, koma muthe kutchinga ndikuyamba kuganiza ngati munthu, osati wosewera timu.
Ngati simukuchita, ndalama mukayamba, mudzapeza kuti mwasokera komanso kusokonezeka ndipo simutha kupanga chisankho mwanzeru. Kumbukirani, mukumenyera tsogolo lanu.
Yesetsani kulingalira zamtsogolo ndikukonzekera nokha osati ndalama zokha, koma ndikofunikanso kukhazikitsa dongosolo lazachuma pambuyo pa chisudzulo.
Onetsetsani pokonzekera
Choyamba, kulemba ntchito loya wazokwatirana ndiokwera mtengo, chifukwa chake muyenera kuyika ndalama pambali kapena kutsegula akaunti yapadera. Onetsetsani kuti muli ndi ndalama zonse zofunika m'tsogolo.
Onetsetsani ndalama, katundu, ngongole, umwini wa zonse za inu ndi mnzanu. Komanso, onetsetsani kuti mwasiyanitsa katundu wina ndi wina m'banja.
Dziwitseni nokha za njira zonse zalamulo.
Mwina njira yabwino ndikulemba ntchito mlangizi kuti akupatseni upangiri.
Sonkhanitsani zikalata zonse zofunikira, ndikupanga zolemba zake.
Phatikizani ma tax, maakaunti aku banki, kulembetsa, inshuwaransi, ndalama zaumoyo, ma will ndi matrasti, katundu wanyumbaOnani zambiri mwatsatanetsatane za zikalata ndi mafomu Pano.
Gwirizanani
Ngati inu ndi mnzanu mutha kugwirizana pa chilichonse ndikupatukana mwamtendere, ndi njira yabwino yopezera mgwirizano.
Koma, kwenikweni, okwatirana ambiri amakonda kumenyera zinthu zambiri zomwe safunikira ngakhale zitakhala kuti sizabwino. Kukhazikitsidwa kwa chisudzulo kumakhala mpikisano kapena mwayi wobwezera.
Koma, musapange kulakwitsa komweko.
Yesetsani kuwona kukhazikika kwachuma ngati mphindi yofunika kwambiri kuti mupange tsogolo lanu, osangoganizira zakumbuyo.
Mukazindikira izi, kumakhala kosavuta kupitilirabe. Ikani malingaliro anu kwakamphindi kamodzi ndikuyesera kuganiza, momwe mungachitire bwino kuthana ndi zovuta izi, kuti muthe kukhazikika pachuma.
Samalani kuti musadye kwambiri pa mbale yanu. Chofunika kwambiri, musanagwiritse ntchito ndalama zanu pomenyera nkhondo, dzifunseni kuti mukufunikiradi kapena ndi mkwiyo womwe ukuyendetsa.
Ndipatseni inediator kuti athetse mavuto azachuma
Kodi mumadziwona mukufika poti mungasiyidwe ndikudandaula, "momwe mungathetse banja popanda ndalama", "mamuna sangagawane zambiri zachuma", kapena "mwamuna akukana kulipira zothetsera banja, nanga bwanji?"
Mkhalapakati wa chisudzulo ndiye njira yabwino kwambiri yodziwira zomwe mungayembekezere mukadzasudzulana.
- Kulemba mkhalapakati ndiyo njira yabwino yopezera kunyengerera koyenera.
- Kufunafuna kuyimira pakati pazachuma ndi njira yofikira yofikira kuti ikupulumutsireni masauzande madola pankhondo yovomerezeka ndikukwaniritsa kukhazikika kwachuma.
- Atha kuthandizanso pakunena za mgwirizano wamgwirizano pakati pa mwamuna ndi mkazi.
- Siziyimira zolinga za wokwatirana naye, kotero malingaliro awo ndi acholinga.
- Cholinga chawo ndikupeza yankho labwino kwambiri momwe aliyense amapeza china chake.
- Komanso, Kulemba mkhalapakati m'malo momenya nkhondo yosatha ndi wokondedwa wanu pomwe wotchi ya golideyo ikukuwonongerani ndalama zambiri.
Njira yolankhulirana ndiyosiyana ndi njira zina zilizonse zalamulo, onetsetsani kuti mwadzipezera nokha kudziwitsidwa za malamulo ake, nayenso.
Onani zamtengo wapatali poyerekeza ndi mtengo wake
Musanayambe kumenyera nyumba yomwe mudakhalamo kapena galimoto yomwe mudagawana nawo, onetsetsani kuti mukudziwa zonse zomwe zimabweretsa.
Ndalama zomwe mumapeza mwezi uliwonse zizitha kulipira ndalama zowonongera ndalama zanu komanso ngati mungapeze ngongole yanyumba.
Mutha kukhala okhudzidwa kwambiri ndi banja lanu, koma musalole kuti malingaliro amtunduwu akutsogolereni, kubwera njira yopeza ndalama, kapena mutha kudzipeza muli osweka kapena muli ndi ngongole.
Komanso, onaninso phindu la ndalama "pamisonkho itatha". Zolinga zina zitha kumveka zosangalatsa, koma onetsetsani kuti mukulankhula ndi akatswiri amisonkho, musanavomereze, kulekanitsa ndalama chisanachitike chisudzulo.
Khalani anzeru momwe mungathere
Malangizo othandiza pamadera osudzulana. Pakukhazikitsa ndalama, mfundo yofunika kukumbukira ndikuti sizokhudza zakale, ndizokhudza mutu watsopano m'moyo wanu.
Chisudzulo chomwe chimakhala chovuta mokwanira, simukusowa mavuto azachuma, inunso. Kumbukirani, magazi oyipa komanso chisoni pambali, pali kukhazikika komwe kumafunikira thandizo lanu.
Kuti mumangenso moyo wanu wachuma popanda zovuta zambiri ndikofunikira kuti mugawane mwanzeru ndalama zosudzulana.
Kulekanitsa ndalama chisanachitike chisudzulo komanso kusunga njira zovomerezeka zopatulira ndalama ndizotheka ngati nonse mukulingalira za momwe mungathetsere chisudzulo chachuma, mwamtendere. Palibe zovuta, koma zosatheka mwina.
Kotero, sungani masomphenya amodzi a mikhalidwe yothetsera maukwati mosiyana ndi mabanja omwe amakhala akusudzulana, pomwe anthu owawa sangathe kumvana pazinthu zofunika zokhudzana ndi ndalama zakusudzulana.
Mabanja ena amasankha kusudzulana kunja kwa khothi ngati njira ina yothetsera mikangano kuti apewe mavuto am'malingaliro ndi mwalamulo osudzulana komanso mavuto ena okhudzana ndi kusudzulana ndi ana.
Ndilo gawo loyamba lakumanga tsogolo labwino, onetsetsani kuti mukuchita bwino, ndipo simudzadandaula za izo. Pambuyo pake, mutha kupita patsogolo ndikupanga njira zatsopano.