Zamkati
- 1. Kulankhulana
- 2. Kumvetsetsa
- 3. Kusunga malonjezo
- 4. Onetsani kukhulupirika
- 5. Kusamalira zosowa zawo zazing'ono
- 6. Kukhala ndi kupepesa chifukwa chobweza
Mukawerenga mutuwo, ambiri angadabwe kuti kodi akaunti yakubanki ndi yotani?
Ambiri aife timadziwa lingaliro la akaunti yakubanki komwe timasungitsa ndalama, kupitiliza kuisunga ndikuchotsa ndalamazo panthawi yakusowa. Akaunti yakubanki yosunthika imagwiranso ntchito chimodzimodzi kupatula ndalama zomwe zili mu akauntiyi ndi trust m'malo mwa ndalama.
Nkhaniyi imatsimikizira mulingo wamtendere ndi chitetezo chomwe mumamva ndi munthu wina monga anzanu kapena mnzanu.
Zatchulidwa pansipa ndi njira zingapo zosungitsira akaunti yakubanki yolimba yomwe ingathandize kuti ubale wanu ukhale wathanzi.
1. Kulankhulana
Zokambirana momasuka, zopindulitsa ndizabwino kuyika akaunti yanu yakubanki.
Kufotokozera ndi kugawana malingaliro anu ndi malingaliro anu komanso kumva malingaliro a mnzanu komanso momwe akumvera zimakupatsani mwayi wolimbitsa ubale wanu komanso kugwiritsa ntchito nthawi yabwino.
Muthanso kugwiritsa ntchito nthawi ino kulola winayo kudziwa zomwe mukuyembekezera chifukwa palibe amene amawerenga. Zolinga zathu zikakwaniritsidwa, timayamba kudalira kwambiri mnzake.
2. Kumvetsetsa
Kumvana ndi gawo lofunikira kuti ubale uliwonse ukhale wolimba.
Muyenera kukhala okhoza kumvetsera mwachidwi zomwe mnzanuyo akunena. Onetsetsani kuti akudziwa kuti mukusangalatsidwa ndi zomwe akunena komanso kuyankha mwa kugwedeza mutu ndikuyang'anitsitsa.
Kutha kumvera chisoni munthu wina nkofunikanso kwambiri. Awasamalireni ndikukhala okoma mtima kwa iwo. Mverani kuti mumve chisoni osati kutsutsa.
3. Kusunga malonjezo
Kusunga malonjezo omwe mumapanga ndikofunikira kuti mulimbikitse kudalirana ndikupitilizabe ku akaunti yanu yakubanki. Zimakhala zosangalatsa nthawi zonse munthu akasunga malonjezo ake ndikuchita monga momwe ananenera.
Onetsetsani kuti mwakhala muli kunyumba mukanena kuti mudzadya kapena mukadye chakudya chamadzulo monga mudanenera m'malo molola kuti ntchito izikhala pakati pazomwe mukufuna. Titha kuwonjezera pazomwe timakhala nazo tikasunga zomwe tidakwaniritsa.
4. Onetsani kukhulupirika
Umphumphu ndi imodzi mwa njerwa zoyikidwa ngati maziko a ubale wodalirika.
Chibwenzi chilichonse chomwe sichikhala ndi umphumphu kuchokera kwa aliyense mwa omwe ali mgululi chidzapitilira kukhala chosasunthika ndipo pamapeto pake chimatha. Onetsetsani kuti mumakonda ndi kusamalira wokondedwa wanu ndipo ndinu okhulupirika kwa 100% kwa iwo.
Khalani ndi chikhalidwe chabwino kuti muwonetsetse kuti winayo akhoza kukukhulupirirani mosazindikira.
Kuphatikiza apo, onetsetsani kuti simukuchita chilichonse chomwe chingawononge chikhulupiriro chawo kwa inu chifukwa ululu wakusakhulupirika ndiwovuta kwambiri kuthana nawo ndipo ungamupangitse munthu kumva chisoni, kupsinjika, kuda nkhawa, kudzidalira komanso kuvutika maganizo kwambiri.
5. Kusamalira zosowa zawo zazing'ono
Monga akunenedwa, ndi zinthu zazing'ono zomwe zimalumikizana kuti apange zinthu zazikulu.
Ngakhale kuli kofunikira kuthana ndi zosowa zazikulu ndi zofunikira ngati munthu, ndiyofunikanso kukumbukira zazing'onozing'ono. Ntchito zing'onozing'ono zokoma mtima monga kumwetulira, kukumbatira kapena kungolemekeza munthu zimatha kupita kutali ndipo zingawathandize kuti azikukhulupirirani kwambiri. Zikuwonetsa munthuyo kuti mumawasamalira ndipo azikhala ndi msana wawo nthawi zonse.
6. Kukhala ndi kupepesa chifukwa chobweza
Tonsefe tili ndi zophophonya ndipo timakonda kulakwitsa.
Kuchotsa kwina kulikonse komwe mumapanga mu akaunti yanu yakubanki kumayenera kukhala kake ndi kuwerengedwa.
Kuchotsa kungakhale ngati kuphwanya chikhulupiriro cha munthu, ndipo njira yokhayo yopezera izi ndikuwonetsa kulapa kwenikweni. Onetsetsani kuti mwapepesa mozama ngati chiphaso kuti muthane ndi zomwe tawononga ku akaunti yakubanki.
Akaunti yakubanki yosowa imayenera kusungidwa momwe angasungire akaunti yawo yakubanki. Kutembenukira kwa mnzanu, kuwayang'anira ndikuwapatsa chikondi, chisamaliro ndi chithandizo ndi momwe mungapangire ndalama ku akauntiyi pomwe mukuwasiya ndikuchoka.
Monga akaunti ya banki iliyonse, kubweza zero muakaunti kumakhala koopsa pomwe kulipira koyenera kumafunikira kuyang'aniridwa mwachangu kapena kungadzetse mavuto.