Zamkati
- 1. Lembani katswiri
- 2. Inshuwaransi Yofufuza
- 3. Sungani ngongole zanu
- 4. Samalani bwino nyumba yanu
- 5. Limbanani ndi zomwe mukuyenera
- 6. Lembaninso zikalata za malo anu
- 7. Tumizani ndalama mwachangu momwe mungathere
- 8. Yambani kusunga
- 9. Ikani ndalama zanu pambali pamisonkho
Kwa anthu ambiri, chisudzulo sichinthu chophweka chovomerezeka ndi mapepala omwe ali ndi zisindikizo ziwiri.Kutha kwa banja kumatha kukhala nthawi yovuta kwambiri, ndipo kusintha kumeneku kumakhudza pafupifupi gawo lililonse la moyo wanu; zakuthupi, zamaganizidwe, zamaganizidwe, zapakhomo, zachuma, zaumoyo, zachikhalidwe ndi zina zambiri.
Chosankha chilichonse chomwe mungapange koyambirira kwa chisudzulo chitha kusiya zovuta zomwe zimatha kukhala kwakanthawi, ngakhale banja litatha. Munthawi imeneyi, ndikofunikira kuti mukhale pansi ndikukonzekera bwino ndikukonzekera chisankhochi ndi momwe adzachitire.
Kutenga masitepe anzeru, kugwira ntchito mwanzeru kumakupatsani tsogolo labwino komanso kupambana komwe mungasangalale nako.
Kupanga zolakwa zazikulu koyambirira kwambiri munthawi imeneyi sikungopangitsa zinthu kukhala zovuta komanso kupangitsa zonse kukhala zovuta kwa inu nokha; mudzaona kuti ndizovuta kusintha pamoyo wanu mutasudzulana nokha. Ichi ndichifukwa chake ndikofunikira kuti muyambitse phazi lamanja ndi maupangiri amomwe mungakonzekere chisudzulo.
Momwe mungakonzekere chisudzulo; malangizo
1. Lembani katswiri
M'malo moyesera kuthetsa zonse nokha ndibwino kuti musiye chuma chanu m'manja mwa loya waluso yemwe amadziwa zomwe akuchita.
Woyimira milandu adzaonetsetsa kuti mgwirizano womwe mukugwirizana nawo uli ndi chidwi cha onse awiri mwalamulo komanso mwachuma.
Momwemonso, ndikofunikanso kuti mupeze ntchito yothandizira omwe angakuthandizeni kuti muzitha kuwongolera momwe mukumvera. Si chinsinsi kuti chisudzulo chitha kukhala chodula kwambiri koma kuti muwonetsetse kuti mukukhala ndi chisangalalo komanso chitetezo chanthawi yayitali muyenera kugwiritsa ntchito ndalama zanu kulemba ntchito katswiri.
2. Inshuwaransi Yofufuza
Mutha kukhala kuti munali ndi inshuwaransi ya moyo musanathetse banja.
Komabe, izi ziyenera kusintha. Kusintha uku ndikofunikira chifukwa tsopano wopindula wanu sadzakhala mnzanu koma m'malo mwake adzakhala ana anu. Muyeneranso kulingalira za momwe mungasamalire ana anu ndi inu nokha ngati mnzanu wakale atamwalira, ndipo mulibe ndalama zolipirira ndikuchirikiza zomwe mumagwiritsa ntchito.
3. Sungani ngongole zanu
Ngati muli ndi cholembera chilichonse chazolembedwa, maakaunti akubanki kapena ngongole yanyumba zonse onetsetsani kuti mwawasankhanso kapena kuletsa maakaunti onsewa.
Kuwongolera uku ndikofunikira chifukwa ndi okhawo omwe adzayankhe mlandu omwe azikhala ndi ngongole yanyumba.
4. Samalani bwino nyumba yanu
Chisudzulo chisanathe gwiritsani ntchito ndalama zomwe mumayenera kulipira kuti mukonze ndikukonzanso kuzungulira banja lanu.
Ngati mungaganize zogulitsa nyumba yanu, ndikofunikira kuti musunge chisudzulo chanu chisanafike kuti mtengo wogulitsa ukhale wogwirizana m'malo mokhala cholemetsa kwa munthu m'modzi.
5. Limbanani ndi zomwe mukuyenera
Ngakhale mukuganiza kuti chisudzulo chitha bwanji, osabwerera m'mbuyo mpaka mutalandira ngongole yanu.
Mwachitsanzo, ku California, mumaloledwa kukhala ndi 50% ya chuma. Zitha kukhala zokopa kwenikweni kuti mupereke ndikugonanso kuti muthane ndi chisudzulocho koma akulangizidwa kuti muteteze tsogolo lanu lazachuma.
Onaninso: 7 Zambiri Zomwe Zimayambitsa Kusudzulana
6. Lembaninso zikalata za malo anu
Musanapange chifuno kapena matrasti onetsetsani kuti mwakhala pansi ndikulankhula ndi loya wanu. Komanso, gwiritsani ntchito nthawi ndi danga lino kukonzekera misonkho yanu kuti ichepetsedwe mtsogolo.
7. Tumizani ndalama mwachangu momwe mungathere
Mukadzangoganiza za kuchuluka kwa ndalama zomwe mungapatse mnzanuyo pantchito yanu.
Onetsetsani kuti mwapeza zolemba zanu nthawi yomweyo limodzi ndi kusamutsa kwanu.
Ngati mnzanu atamwalira mapepalawo asanamalizidwe mudzakhala mukusowa ndalamazo.
8. Yambani kusunga
Mukadzasudzulana pantchito yanu ipezeka ndi theka, chifukwa chake ndikofunikira kuti muyambe kusunga ndalama zanu mwezi uliwonse kuti mulipire zomwe mukutaya.
9. Ikani ndalama zanu pambali pamisonkho
Ndalama zanu zamisonkho zidzakhomeredwa msonkho onetsetsani kuti mwayika pambali ndalama zanu ndikulipira misonkho pamwezi.
Muthanso kufunsa abwana anu kuti akusungireni ndalama kuchokera ku cheke chanu cha mwezi ndi mwezi kuti musafunikenso kulipira pachaka chilichonse. Komanso, kumbukirani kuti ngati mukupanga ndalama zolipirira ndalama zomwe mungapemphe kukhululukidwa $ 2,500 iliyonse.
Kusudzulana ndi nthawi yovuta kwambiri kwa maanja ndipo pamene akulekana ayenera kuganizira za tsogolo lawo ndi moyo wawo wabwino. Ndi mfundo zomwe tatchulazi, mutha kukonzekera chisudzulo choyenera ndikusamalira ana anu komanso inunso. M'malo molola kutengeka ndi mavuto kuti ayesere kukonzekera bwino ndikusankha zochita mwanzeru.