Zamkati
- 1. Gwiritsani ntchito bwino mapepalawo
- 2. Sungani ndalamazo
- 3. Sungani katundu wanu
- 4. Pezani upangiri woyenera wa zachuma
- 5. Kumbukirani bwino
Kodi mungakonzekere bwanji ndalama zothetsera banja? Kodi mudaganizirapo funsoli mozama m'masiku anu achimwemwe?
Mwachidziwikire ayi! Palibe munthu wabwinobwino amene angaganize momwe angakonzekerere chisudzulo pomwe, kwenikweni, akugwira ntchito yolimbitsa ubale wawo.
Mukakwatirana, mumayamba ulendo wanu ndikumverera kwamuyaya m'malingaliro anu. Palibe amene angaganize zosudzulana ndikukonzekera zisanachitike.
Nthawi zina, palibe uphungu ndi mayesero okwanira kuti okwatirana asasankhe chisudzulo. Ndipo, kupatukana kumakhala kosapeweka.
Chifukwa chake, mwatsoka, banja likasokonekera, anthu amasokonezeka, osadziwa momwe angachitire zinthu ndi zomwe ziyenera kuchitidwa. Kusudzulana ndi ndalama zimapangitsa kuphatikiza kovuta!
Njira yonseyi imadza ndimavuto azachuma komanso amisala. Kukhala olimba panthawiyi kumawoneka ngati ntchito yovuta.
Pamwamba pa ziwopsezozi, kugawa ndalama idzakhala ntchito yovuta. Ndibwino kupanga ndalama zochepa musanachitike kuti mupewe zovuta zakumapeto.
Chifukwa cha chisudzulo chilichonse ndi chosiyana ndi chimzake. Chifukwa chake, tikukulangizani kuti mufunsenso akatswiri.
Koma, funso ndiloti kodi mungakonzekere bwanji chisudzulo? Pali zina zomwe mungachite pokonzekera kusudzulana ndikukhazikitsa ndalama zanu.
Malangizo a chisudzulo omwe atchulidwa munkhaniyi atha kukuthandizani kukonzekera kusudzulana ndikupanga mndandanda wazachuma womwe mungasankhe.
1. Gwiritsani ntchito bwino mapepalawo
Pomwe mukudziwa kuti chisudzulo sichitha, funso loyamba lomwe lingatuluke ndi - ndingateteze bwanji ndalama zanga kusudzulana? Momwe mungakonzekere chisudzulo?
Njira yothetsera kusudzulana imabwera m'njira ziwiri. Mwina mumapita ndikutaya gawo, kapena mumathana nazo zowongoka komanso machenjerero.
Sonkhanitsani zikalata zonse zandalama, kapena mwina zina mwa izo kuti zitsimikizire kutsimikizika kwa mkhalidwe wachuma waukwati wanu.
Ntchito yosonkhanitsa ndi kusankha pamndandanda ikhoza kukhala yotopetsa, choncho yambani molawirira komanso mosamala. Ngati mumagawana maakaunti, ndiye kuti mukumva mphamvu yakupitiliza ndi zopempha.
Mutha kusonkhanitsa zolemba za ngongole, cheke ndikusunga malipoti, malipoti azachuma, zolipira zaposachedwa, ndi kirediti kadi kapena misonkho ya msonkho.
Mndandanda womwe uyenera kuperekedwa ndi bungweli uyenera kuwerengedwa bwino ndikugwiranso ntchito.
2. Sungani ndalamazo
Kodi mudalimbikitsidwa ndi lingaliro lamomwe mungakonzekerere chisudzulo?
Yambani kutsatira zomwe mudalipira mukangovomereza kuti banja lithe, kapena ngati mukukonzekera kusudzulana mwachinsinsi.
Onani zomwe zilipo pakadali pano komanso zomwe mudzagwiritse ntchito mtsogolo. Izi zidzasankha zokha kugawa katundu malinga ndi lamulo komanso bajeti yoyenera.
Osangophatikizira zosowa, kuphatikiza chinthu chaching'ono kwambiri chomwe chimaganiza m'maganizo mwanu mukawononga ndalama. Lembani ngongole ndi zolipiridwa musanatsimikizire kuti mwasudzulana.
Kukonzekera zachuma paukwati kumafunika kuchitidwa mosamala ngakhale mukukumana ndi zovuta zina, komanso kutopa kwakuthupi komanso kwamaganizidwe.
3. Sungani katundu wanu
Ngati mukufuna kuthana ndi nkhawa zanu monga 'momwe mungakhalire okonzeka kusudzulana,' muyenera kusunga chuma chanu, ngakhale zitatha bwanji banja litatha
Nthawi zonse kumbukirani - momwe ntchito yonseyi imakusokonezera, sungani, musawonongeke.
Zachidziwikire, muyenera kufunsa alangizi oyenerera osudzulana pazachuma. Koma, mwachangu kuti mupeze umboni wabwino ndikuthandizani, musawunjikitse ngongole za loya ndi loya.
Yesetsani kulumikiza ndalama zonsezo. Samalani kwambiri ndi ngongole, ngongole, komanso ngongole zomwe muli nazo kapena zomwe zikubwera.
4. Pezani upangiri woyenera wa zachuma
Nawa malangizo ovuta kwambiri pamomwe mungakonzekerere banja lanu.
Pali mwayi kuti mnzanuyo ndi woyang'anira zanyumba. Zikatere, pokonzekera kusudzulana, pezani zowerengera bwino.
Ngakhale simukuyembekezera kuti pali kusagwirizana, chisudzulo chimabweretsa mavuto azachuma.
Pezani nokha mlangizi wa zachuma ndikudziwe kufunikira kwa thandizoli. Osangomaliza nokha ndikutayika munjira iyi.
Thandizo loyenera lidziwitsa zotsatira zonse.
5. Kumbukirani bwino
Ngati lingaliro loti '' momwe mungakonzekere chisudzulo 'likukulemetsani, nayi malangizo ena oti mudzilimbikitse.
Kukumbukira kukhala ndi ziphaso kumatha kukhala kovuta kumapeto komaliza. Ikhale galimoto yanu kapena ngongole, mochenjera awonetsetse ziyeneretsozo ndikusankha mwanzeru pankhanizo.
Fufuzani za omwe adzalandire phindu ndi inshuwaransi pazinthu zanu. Mukasonkhanitsa mapepala onsewo, pangani makope kuti musataye ndi amodzi.
Komanso Penyani:
Kukulunga
Ngakhale zotsatira zina zizikuthandizani, zina sizidzatero. Chitani kafukufuku wanu komanso zolemba zanu bwino kwambiri kotero kuti simumva chisoni ndi gawo lililonse.
Ngati ana anu akutengapo gawo, onjezerani zosowa zawo, ndalama zawo, ndi inshuwaransi yanu kumapeto kwachuma. Chisankho chilichonse chomwe mungachite mwachangu chimabweretsa mavuto osayenera.
Yesetsani kukhala oganiza bwino pankhaniyi, ndipo momwe mungayesere kusokoneza ndalama zanu, khalani achilungamo komanso owongoka. Umu ndi momwe mumakonzekerera kusudzulana!
Kuyembekezera kukwatiranso kumakhala kofala. Koma, musalole kuti umbombo ukukulamulireni ndikupanga mwayi womwe sungadzazidwenso.
Tikukhulupirira upangiri uwu wa 'momwe mungakonzekere chisudzulo' kukuthandizani kuyendetsa bwino ndalama zanu zosudzulana munthawi yake, ndikukukonzekeretsani nthawi yoyeserera yomwe ikubwera.