Zamkati
- 1. Yambani kukambirana
- 2. Gwirizanani pa zolinga
- 3. Lingalirani zomwe mukufuna
- 4. Lingalirani zomwe muli nazo
- 5. Khalani omasuka kukambirana
- 6. Limbikitsanani wina ndi mnzake
Kwa anthu ambiri, ukwati ndi mgwirizano pomwe anthu awiri omwe amakondana amagawana chilichonse.
Zovuta za moyo ndizosavuta kwambiri mukakhala ndi wina woti mutengeko katundu wina, ndipo zisangalalo zimakhala ziwiri pamene munthu amene mumamukonda kuposa wina ali naye.
Wrench imodzi pantchitoyo ndi ndalama.
Phindu lamsonkho komanso kugawana ndalama mwina sizingakhale zokwanira kulipirira kukakamiza kugawana ngongole za wina ndi mnzake, koma kugwirira ntchito limodzi kungalimbitse mgwirizano wanu ndikupatseni china choti mugwirire ntchito limodzi.
Onaninso:
Kukulitsa chidwi chofuna kupeza ufulu wazachuma muubwenzi, kutenga njira zofunikira kuti mukwaniritse ufulu wazachuma muukwati, komanso kuphunzira kusamalira ndalama muukwati kapena maubale apamtima, zitha kuthandiza kwambiri kuti muchepetse mwayi womenya ndalamazo m'mabanja.
Njira zopezera ufulu wazachuma
Ndalama ndi zina mwa zifukwa zisanu zomwe mabanja akumenyera.
Kukambirana za ndalama musanakwatirane ndi chinthu chosafunikira ndipo maanja ambiri samaziganizira asanamange mfundozo, koma kuwonetsetsa kuti muli patsamba limodzi lazachuma ndi chimodzi mwazinthu zabwino kwambiri zomwe mungachite paubwenzi wanu. Ndiye, mungatani kuti mukhale ndi ufulu wachuma?
Kumvetsetsa kagwiritsidwe ntchito ka wina ndi mnzake komanso zolinga zachuma, ndipo kupanga pulani yothandizirana kumatha kupulumutsa mikangano yambiri mtsogolo komanso zopweteketsa mtima.
Anthu ambiri okwatirana angavomereze kuti akufuna kukhala ndi ndalama.
Kupanga dongosolo lamasewera azachuma kumapatsa onse mbali yodziwikiratu yopambana komanso zifukwa zochepa zomenyera nkhondo.
Munkhaniyi, tiona njira zofunika kuchita kuti inu ndi mnzanu mumvetsetse zolinga za wina ndi mnzake ndikukhala okonzeka kuthandizira ntchito yomwe idzachitike kuti mukafike kumeneko.
1. Yambani kukambirana
Mwinamwake mwangokwatirana kumene ndipo mukusangalalabe ndi kukhulupirika kwazomwe mwapangana wina ndi mnzake.
Mwinamwake mwakhala mutakwatirana kwakanthawi ndipo mulibe nkhawa zouza mnzanu kuti ali ndi mpweya wam'mawa.
Mwanjira iliyonse, kuyambitsa kukambirana za ndalama kumatha kukhala kovuta, koma simungayende m'njira yoyenera popanda gawo loyamba.
Osamangokhalira kukambirana wina ndi mnzake kumapeto kwa tsiku lalitali logwira ntchito pomwe nonse muli otanganidwa ndikuyesera kuti mupange chakudya chamadzulo.
M'malo mwake, lankhulani kuti mukufuna kukambirana zamtsogolo lanu lazachuma ndikukonzekera nthawi yoti muchite zosasokoneza. Funsani mnzanuyo kuti aganizire ndikulemba tanthauzo la ufulu wachuma kwa iwo.
2. Gwirizanani pa zolinga
Tikukhulupirira, inu ndi mnzanu muli ndi masomphenya ofanana a tanthauzo la ufulu wachuma. Ngati sichoncho, ndiye mufunika kupeza njira yoti mubwerere limodzi ndikukambirana kapena kuvomera kupatula ndalama zanu.
Nkhani yotsatirayi ifotokoza momwe mungathandizirane wina ndi mnzake pazolinga zanu mosasamala njira yomwe mungasankhe.
Ingodziwa kuti ngati nonse muli ndi zolinga zosiyana ndikusiyanitsa njira yanu, pakhoza kukhala zovuta zina panjira pokhapokha mutakhala pangani malire amomwe mungagwiritse ntchito ndikusunga.
3. Lingalirani zomwe mukufuna
Mwayi wopambana umakhala waukulu mukalemba masomphenya atsatanetsatane amomwe tsogolo lanu liziwonekera. Kodi mukufuna zoyambira zakusakhala ndi ngongole, kukhala ndi nyumba yanu, kukwanitsa kulipira ngongole zanu mosamala, komanso kusunga ndalama zapuma pantchito ndi zadzidzidzi?
Kapena muli ndi chidwi ndi china chake chowonjezera ngati kupuma pantchito koyambirira komanso maulendo apadziko lonse lapansi?
Ziribe kanthu komwe muli pompano, zonse zomwe mungasankhe ndizotheka ngati mupanga dongosolo, kumamatira, ndikuthandizana panjira.
Chofunika ndi kuthandizana. Ngakhale mutasankha kupatula ndalama zanu ndikukwaniritsa zolinga zosiyanasiyana, mutha kukhala otsogola kwa mnzanu ndikuwonjezera mwayi wopambana.
4. Lingalirani zomwe muli nazo
Ino ndi nthawi yoti muyang'ane momwe muliri pachuma. Unikani ngongole zanu zonse ndi ndalama zanu zonse.
Dziwani zomwe zili zofunika kwambiri, ndi zomwe mungasinthe pazomwe mumachita kuti mukwaniritse zolinga zanu mwachangu. Ngati inu ndi mnzanu mwagwirizana kuti mudzayende limodzi paulendo wazachuma, iyi ikhoza kukhala mfundo yanu yoyamba.
Mwina mnzanu amamva kuti kulembetsa ku Netflix ndikofunikira, ndipo simutero. Ngati pali ndalama zomwe simukugwirizana nazo, pali njira zothetsera kusamvana kwachuma popanda kumva ngati mukutaya chilichonse chomwe mungafune.
Zidzangotengera kuleza mtima ndi kufunitsitsa kuti mukhale omasuka komanso owona mtima pazakusowa zanu komanso zomwe mukufuna.
5. Khalani omasuka kukambirana
Mosasamala kanthu zakusankha kwanu kutsatira njira yomweyi yazachuma, ndikofunikira kuti mulumikizane momasuka komwe mukupita.
Sanjani nthawi zonse zolembera ndalama kuti muzitha kusangalatsana pazomwe mwachita bwino, ndikupeza njira zothetsera mavuto omwe angabwere pamodzi.
Ngati nonse mukugwira ntchito yofanana, ndiye nthawi yoti muwone kutalika komwe mwabwera ndikuwunika komwe mukupita. Tsogolo lanu ndichinthu choyenera kukondwerera, ndipo kuchitira limodzi kumapangitsa kukhala kosangalatsa kwambiri.
6. Limbikitsanani wina ndi mnzake
Imodzi mwa mfundo zaukwati ndikuti mukhale ndi wina woti muzimusamalira ndi kumuthandiza, kugawana nawo zisangalalo zawo ndikunyamula katundu wina zikavuta.
Onetsetsani kuti mukuzika mizu kwa wina ndi mnzake zivute zitani, ndipo mudzakhala ndi chiyambi chabwino panjira yanu yopita ku ufulu wachuma.