Zamkati
- Chimachitika ndi chiani ku malo athu titasudzulana?
- Kumvetsetsa momwe katundu ndi ngongole zidzagawidwire
- Anagula katundu pambuyo pa chisudzulo- amawerengedwa kuti ndi banja?
- Nchifukwa chiyani mnzake uja amapeza zambiri kuposa mnzake?
- Ndani amapeza nyumbayo?
- Kodi ufulu wokhala ndi ndani ndipo umakhudza bwanji omwe amalandila nyumbayo?
- Ndani ali ndi ngongole pazobweza zonse?
- Mfundo zingapo zofunika kuziganizira
Pakati pa chisudzulo, funso lovuta kwambiri likhala kuti ndani akutenga katundu ndi katundu. Nthawi zambiri, chandamale chachikulu pano ndi nyumba chifukwa ndiye chinthu chofunikira kwambiri pachisudzulo. Kupatula kuti ndichinthu chamtengo wapatali kwambiri chomwe banja lingakhale nacho, ndichinthu chofunikira kwambiri pabanja ndikulisiya lingakhale lokhumudwitsa makamaka mukakhala ndi ana.
Kodi mkazi amathetsa banja lake? Kodi pali mwayi uliwonse woti mwamunayo akhale ndi ufulu wofanana pamalowo? Tiyeni timvetsetse momwe zingagwire ntchito.
Chimachitika ndi chiani ku malo athu titasudzulana?
Pothetsa banja, katundu wanu adzagawidwa mwachilungamo koma osati nthawi zonse chimodzimodzi pakati pa awiriwa. Maziko a chisankho apangidwa malinga ndi lamulo logawa bwino lomwe. Lamuloli liziwonetsetsa kuti katundu wa mabanja agawidwa moyenera.
Wina ayenera kudziwa mitundu iwiri ya katundu yomwe ikambidwe pano. Yoyamba ndiyomwe timatcha malo osiyana omwe munthuyo ali kale ndi zinthuzi ngakhale asanakwatirane ndipo chifukwa chake sadzakhudzidwa ndi malamulo okhudzana ndi katundu.
Ndiye pali katundu ndi katundu yemwe adapeza mkati mwa zaka zaukwati ndipo amatchedwa banja - awa ndi omwe adzagawidwe pakati pa awiriwo.
Kumvetsetsa momwe katundu ndi ngongole zidzagawidwire
Kodi mkazi amatenga nyumbayo mwa chisudzulo kapena igawika pakati? Tiyeni tiwone momwe zinthu ziliri zakuti ndani ali ndi ufulu wopeza nyumba kapena zinthu zina banja litatha.
Anagula katundu pambuyo pa chisudzulo- amawerengedwa kuti ndi banja?
Mabanja ambiri omwe akusudzulana amaopa kuti katundu wawo aliyense adzagawika pawiri. Nkhani yabwino ndiyakuti; katundu kapena katundu ali yense amene mumagula mutasudzulana sadzakhalanso gawo la banja lanu.
Nchifukwa chiyani mnzake uja amapeza zambiri kuposa mnzake?
Khothi silingogawe magawo awiri, woweruzayo adzafunika kuunikanso mlandu uliwonse wosudzulana ndipo aganizira mbali zambiri za nkhaniyi asanapange chisankho chomaliza, izi zitha kuphatikizira koma sizimangokhudza izi:
- Kodi okwatirana onse amalipira zochuluka motani pazinthuzi? Ndizabwino kugawa katundu monga nyumba ndi magalimoto ndikupereka magawo ambiri kwa munthu amene wasungitsa zochulukira.
- Ngati ili katundu wosiyana, ndiye kuti mwini wake amakhala ndi magawo ambiri achuma. Icho chimangokhala gawo la katundu waukwati ngati wokwatiranayo adathandizira kubweza ngongole kapena adakonza zina mnyumba.
- Mavuto azachuma okwatirana pa nthawi ya chisudzulo amalingaliridwanso.
- Wokondedwa yemwe adzasamalire ana onse ayenera kukhala m'nyumba yabanja; izi zimayankha funso ngati mkazi alandila nyumbayo. Mwaukadaulo, ndiye amene azikhala mnyumba ndi ana pokhapokha pokhapokha pakakhala milandu yokhudza iye.
- Ndalama za okwatirana aliyense komanso kuthekera kwawo pakupezanso ndalama zitha kuganiziridwanso.
Ndani amapeza nyumbayo?
Mwaukadaulo, khothi likhoza kupatsa m'modzi mwa okwatirana nyumbayo ndipo nthawi zambiri amakhala wokwatirana yemwe azikhala ndi ana kufikira atakwanitsa kusankha. Apanso, pali zinthu zambiri zofunika kuziganizira potengera zomwe banja lithe.
Kodi ufulu wokhala ndi ndani ndipo umakhudza bwanji omwe amalandila nyumbayo?
Ngati mwamvapo za ufulu wokhala wokhalamo ndiye kuti khothi lipatsa mnzake ufulu wokhala m'nyumba momwe mnzakeyo ayenera kupeza malo ena okhala. Kupatula kukhala wokwatirana ndi yemwe akuyenera kusunga ana, pamakhala zochitika zina zomwe chitetezo chimafunikanso. Malamulo a khothi a TRO kapena oletsa kwakanthawi atha kugwira ntchito nthawi yomweyo.
Ndani ali ndi ngongole pazobweza zonse?
Ngakhale mkangano wotentha ndi wa yemwe amalandira katundu ndi katundu wambiri, palibe amene akufuna kutenga ngongole zonse. Khothi kapena zokambirana zanu zosudzulana zitha kukhala ndi mgwirizano kuti ndani ali ndi ngongole pazomwe zatsala.
Pokhapokha mutasainirana ngongole zatsopano kapena ma kirediti kadi ndiye kuti simuyenera kuda nkhawa kuti mudzayimbidwa mlandu chifukwa chogwiritsa ntchito mosagwiritsa ntchito bwino ndalama za mnzanu.
Komabe, ngati inu munatero ndipo mnzanu sakukwaniritsa ntchito yake kuti alipire, ndiye kuti mudzakhalabe ndi mlandu pazobweza zilizonse zomwe ali nazo.
Mfundo zingapo zofunika kuziganizira
Ngati mumenyera ufulu wanu wokhala ndi nyumbayo, ndibwino kuti mudziteteze ikakwana nthawi yokambirana. Kutanthauza, muyenera kuwonetsetsa kuti mutha kuthandizira momwe mumakhalira komanso kusamalira nyumba yanu.
Mwachidziwikire, padzakhala kusintha kwakukulu pazachuma ndipo kukhala ndi nyumba yayikulu kumakhala kovuta. Komanso, onetsetsani kuti muli ndi mfundo zokwanira zodzitchinjiriza chifukwa chomwe muyenera kupezera banja lokwatirana monga kusunga ana ndi maphunziro awo ndipo ngakhale ntchito yanu.
Tengani nthawi yolingalira zinthu zonsezi musanakambirane. Osadandaula kuti mnzanu akuyesa kugulitsa malo anu osadziwa chifukwa izi ndizosemphana ndi malamulo ndipo pali malamulo oletsa aliyense kugulitsa katundu wanu mutasudzulana.
Kodi mkazi amathetsa banja lake ngakhale atakhala kuti ndi banja? Inde, ndizotheka pamikhalidwe ina. Nthawi zina, pomwe onse awiri agwirizana, chisankho chitha kukhala chokomera ana ndi maphunziro awo.
Ena atha kungofuna kugulitsa ufulu wawo kapena kuchita zina ndi akazi awo komaliza, palinso milandu pomwe khothi lingoganiza zongogulitsa nyumbayo. Dziwani zambiri za njirayi ndikupempha upangiri. Dera lililonse limatha kusiyanasiyana ndichifukwa chake ndibwino kuti mumve zonse musanakambirane. Mwanjira imeneyi, mupulumutsa nthawi ndi khama ndipo mudzakhala ndi mwayi wambiri wokhala ndi malowo.