Zamkati
- 1. Mtengo wokwatirana woyamba kwambiri: Kutengera kukhothi
- 2. Kusudzulana kofunikira kumakhudza nyumba
- 3. Kuwulula ndalama munthawi yakusudzulana
- 4. Kugwiritsa ntchito katundu ndi ngongole kuti muwonetsetse ndalama zoyambira kusudzulana
Pali zambiri zofunika kuziganizira mukadzakhala kusudzulana. Chinthu chimodzi chofunikira? Ndalama zoyambira kusudzulana ndi zovuta zachuma.
Nthawi zambiri, mukakumana ndi mavuto azachuma pomwe kusudzulana moyo wanu udzasintha kwambiri.
Mabilo ena atha kulipira, ngongole zina zimafunika kukambirana, angongole amabwera kudzayitana, ndipo, ngati muli ndi ana, nkhani yothandizira ana ibwera, monganso momwe chipani chimodzi chithandizira okwatirana.
Nthawi zina, mungafunike kugulitsa kapena kuwonjezeranso nyumba yanu, kupeza malo ena oti mukakhale, kusunga malonjezano ndi mapangano ochezera ndi mnzanu wakale, kapena mwina mungasamuke kapena mupeze winayo akupempha chilolezo kuti musamuke ndi ana anu.
Kupita kusudzulana zitha kukhala zodula, koma kumvetsetsa mtengo wake komanso momwe loya angakuthandizireni kuti muwongolere izi zitha kupangitsa kuti izi zisawonongeke pang'ono.
Kalatayi ikuthandizani kukonzekera kuti mudzakhale oyimira kumbuyo kwanu ngati mungadzakhalepo akukonzekera kupempha chisudzulo kapena kusudzulana.
1. Mtengo wokwatirana woyamba kwambiri: Kutengera kukhothi
Chimodzi mwazoyamba zinthu zomwe muyenera kudziwa zokhudza chisudzulo ndikuti monga gawo la chisudzulo, m'modzi wa inu ayenera kuyambitsa mlandu kuti athetse chisudzulo, chomwe ku California chimatchedwa Kutha kwa Ukwati.
Kulemba mlanduwu kumawononga ndalama zambiri, pokhapokha mutayenerera, ndikupatsani chindapusa.
Kulemba ntchito loya ndi ndalama zomwe muyenera kukonzekera. Mitengo ya maloya imasiyanasiyana, chifukwa chake samalani kwambiri zomwe akumana nazo komanso mitengo yake kuti mudziwe njira yabwino yazachuma.
Ngati mbali inayo ndi yovuta kugwira nayo ntchito, izi zitha kukulitsanso ndalama kwa aliyense wa inu munjira yalamulo.
2. Kusudzulana kofunikira kumakhudza nyumba
Pomwe kusudzulana, ngati mukufuna kugulitsa nyumba yabanjayo kapena kugula zina za omwe akukhala mnyumbayo, muyenera kupanga mgwirizano ndikupeza ndalama zomwe zikuphatikizidwa.
Zina mwazokhudzana ndi izi ndi owerengera ndalama, kukonza, kukonza, kubweza ngongole yanyumba, komanso msonkho wanyumba, mtengo wogulitsa (mwachitsanzo, zolipirira broker), ndi zolipiritsa kubanki pakuwongoleranso ngati zingachitike.
Kuphunzira phindu lenileni la nyumbayo pakadali pano ndikofunikira kwambiri ngati kugula kukuganiziridwa, osanenapo kuti muyenera kudziwa mtengo wogula ndi tsiku komanso kuchuluka kwa zomwe nyumba ili nazo pakadali pano.
Zonsezi zimadzawonongeka ndipo zitha kutengapo gawo komanso kuwononga nthawi.
Woyimira milandu pabanja panu ndi munthu yemwe amadziwa momwe angayang'anire mavuto onse osudzulana ndipo amatha kukuyendetsani munjira yokuthandizani kupewa zolakwika.
Kupeza loya woyenera ndikofunikira chifukwa kumatha kukhudza ndalama zomwe simunapereke mlandu pa chisudzulo chanu.
Onaninso: 7 Zambiri Zomwe Zimayambitsa Kusudzulana
3. Kuwulula ndalama munthawi yakusudzulana
Liti kusudzulana, gulu lirilonse liyenera kupereka kwa ena ziwonetsero zonse zachuma, zomwe zimadziwika kuti Preliminary Declaration of Disclosure, zomwe ziyenera kusinthidwa mosalekeza munthawi yonseyi.
Izi ndizovomerezeka ndipo chisudzulo sichingaperekedwe pokhapokha atamaliza. Umboni wakutero waperekedwa kukhothi.
Kuti mumalize, muyenera kutolera zambiri pazinthu zanu zonse ndi ngongole zanu, zophatikizika komanso zopatukana, komanso ndalama zomwe muli nazo pakadali pano komanso zam'mbuyomu zaka ziwiri zapitazo.
Mungafunike kukhala ndi akauntanti, kuti akuthandizeni pazonsezi, motero kuwonjezera mtengo wina pantchitoyi. Mukakhala ndi loya wodziwa bwino ntchito nanu, loya wanu adzakambirana nanu izi ndikuthandizira kupeza zolemba zonse moyenera komanso munthawi yake.
Popeza California ndi boma lazogulitsa katundu, izi zikutanthauza kuti chuma chonse chimayenera kugawidwa mofanana, pomwe ngongole zonse ziyenera kugawidwa mofanana.
Ngakhale izi nthawi zambiri zimapangitsa kuti ngongole zigawanidwe chimodzimodzi, khothi lili ndi mphamvu yofuna kuti chipani chomwe chimapeza ndalama zochulukirapo ndipo mwina chokhala ndi ndalama zochulukirapo chikhale ndi cholemetsa chachikulu pomaliza kuwerengera.
4. Kugwiritsa ntchito katundu ndi ngongole kuti muwonetsetse ndalama zoyambira kusudzulana
Kupanga mndandanda wolondola komanso wathunthu wazinthu zonse ndi ngongole, ndizofunikira zake, ndichofunikira kwambiri pakutha kusudzulana ku California.
Kuchita izi kungangofunika kuti muzitha kulemba zolemba zanu kapena zolipiritsa pamwezi, kapena kungafune thandizo la katswiri m'modzi kapena angapo.
Izi zitha kuphatikizira wowerengera ndalama, wowunika malo, loya, ndi / kapena mkhalapakati, nambala iliyonse yomwe ingafune ndalama zolipirira ntchito zawo.
Konzekerani, khalani okonzeka, lembani zonse, ndipo gwirani ntchito limodzi ndi loya wanu ndikutsatira upangiri wawo.
Kuganizira mozama za momwe ndalama zanu zilili kungakupatseni mawonekedwe ena asanakwatirane ndipo itha kukuthandizani kuzindikira ndalama zomwe mukuyembekezera posudzulana kusudzulana.