Zamkati
- Kodi mankhwala a maanja amawononga ndalama zingati?
- Zinthu zomwe zimakhudza mtengo
- 1. Nthawi ya msonkhano
- 2. Wothandizira
- 3. Ndalama zomwe banja limapeza
- 4. Malo omwe kuli malowa
- 5. Zochita zachinsinsi motsutsana ndi gulu malo
- 6. Inshuwaransi yazaumoyo
Anthu ambiri amaganiza kuti chithandizo cha maanja ndi mwayi womwe maanja apamwamba azachuma angakwanitse. Chowonadi, komabe, ndikuti ndiokwera mtengo. Apanso, chithandizo chamagulu chimabweretsa zotsatira ndi maubwino omwe saposa mtengo wake, motero nthawi zonse zimakhala zabwino pamtengo.
Kuphatikiza pa zosowa zakuthupi, maanja akuyeneranso kuyesetsa kuti akhalebe ndi banja lolimba. Ngati chibwenzicho chasokonekera, chithandizo ndi njira yolepheretsa zinthu kuti zifike poti sizingakonzeke, kupulumutsa banjali pamavuto ndi zowawa zambiri. Popeza mankhwalawa ndi aulere, banjali liyenera kukhala lokonzeka kuwononga ndalama. Munkhaniyi, ndikupatsani malingaliro azomwe muyenera kuyembekezera kulipira mukaganiza zopita kuchipatala.
Kodi mankhwala a maanja amawononga ndalama zingati?
Mtengo wamba wothandizirana maanja ndi pafupifupi $ 75 - $ 200 kapena zochulukirapo pagawo lililonse la mphindi 45 - 50. Mitengoyi ikufanana ndi ya msonkhano wamankhwala. Pali zinthu zosiyanasiyana zomwe zingakhudze chindapusa ndipo tiziwononga izi.
Zinthu zomwe zimakhudza mtengo
1. Nthawi ya msonkhano
Chiwerengero cha magawo ndi maola okumana ndikofunikira poganizira kuchuluka kwa zomwe banja lipereke kuchipatala. Mutha kuvomereza pazokha pazokambirana koyamba. Komabe, kudutsa nthawi yomwe mwapatsidwa nthawi zina kumakhala kosapeweka. Magawo nthawi zambiri amawonjezeredwa kuti alole onse omwe akukhudzidwa kuti azilankhula ndipo izi zitha kubweretsa milandu ina. Zotsatira zakusaka zikuwonetsa kuti kupita patsogolo kumayamba pambuyo pa magawo 12-16. Palinso zipatala zomwe zikuwonetsa kusintha kwamakhalidwe apabanja kuyambira pamisonkhano 6 mpaka 12. Msonkhano wapakati ndi 6 - 12 nthawi miyezi itatu. Izi zimachitika pafupifupi masiku asanu kapena khumi aliwonse.
2. Wothandizira
Chimodzi mwazinthu zofunika kwambiri zomwe zimakhudza mtengo wamankhwala ndi, ndiye wochiritsira. Mitengo yotsika mtengo kwambiri imalandiridwa ndi akatswiri azaka zambiri zinachitikira. Atha kukhala ndi layisensi yapadera, madigiri apamwamba, komanso maphunziro ena. Madokotala okhala ndi Ma PhD ndi maumboni apadera ndi ntchito zamatikiti akulu. Kukhala mkati kufunika kwambiri Othandizira abwino kwambiri maanja amalipira pafupifupi $ 250 pagawo lililonse.
Bulaketi yamtengo wapakati imatsatiridwa ndi othandizira omwe sanakwanitse zaka khumi. Nthawi zambiri amakhala ndi Master's Degree ndipo amalipiritsa mtengo poyerekeza ndi othandizira omwe ali ndi digiri ya udokotala.
Njira zochiritsira zotsika mtengo kwambiri zomwe maanja angapeze ndi ntchito zoperekedwa ndi Ophunzira ku College kapena ku University kumapeto kwa digiri ya Master yawo motsogozedwa ndi Woyang'anira.
3. Ndalama zomwe banja limapeza
Palinso zochitika pomwe zipatala zothandizira maanja zitha kulipiritsa moganizira ndalama zomwe banjali limapeza. Dongosolo lowerengera ndalama limasindikizidwa patsamba lawo. Ngati sichoncho, ayenera kudziwitsa banjali koyamba kuti afunsidwe kapena kufunsa koyamba.
4. Malo omwe kuli malowa
Ndalama ndizosiyana kutengera komwe kuli malo kotero onetsetsani kuti mwayang'ana mizinda yapafupi kuti mupeze zabwino.
5. Zochita zachinsinsi motsutsana ndi gulu malo
Ndikofunikanso kudziwa kuti pamakhala milandu yambiri payekha poyerekeza ndi malo okhala mdera. Monga tanenera kale, pali oyang'anira oyang'aniridwa ndi ophunzira omwe angaphunzire upangiri wotsika mtengo. Komabe, awa si akatswiri odziwa zambiri kuti athandize pamavuto ovuta kwambiri. Apanso, ma newbies awa amakhala ndiukadaulo wofanana ndi omwe ali ndi zilolezo zamankhwala. Zomwe zasonkhanidwazo zimakhala zachinsinsi kwambiri. Chilichonse chomwe banjali lanena komanso kufotokozera sichidzatulutsidwa ndi bungweli pazinthu zina.
6. Inshuwaransi yazaumoyo
Chithandizo cha maanja chimatha kutsika ndi mapulani a kulipira komanso inshuwaransi yaumoyo Dongosolo lolipira ndi mtundu wa ndalama zomwe makasitomala amalipira gawo limodzi pamagawo panthawi yomwe akugwira ntchitoyo mpaka atalipira ndalama zonse. Izi zimalola maanja kulipira pang'ono pomwe akupitiliza ndi chithandizo popanda kulipira ngongole yonse.
Kukhala ndi inshuwaransi yazaumoyo yomwe ingaphimbe chithandizo chanu kumathandizanso. Mutha kukhala ndi mlangizi wokhala ndi mgwirizano mu inshuwaransi yazaumoyo ndipo mutha kungodandaula za kulipira pang'ono. Izi zimapereka ndalama zochepa. Koma, izi zitha kuchepetsa zosankha za othandizira. Izi zitha kulepheretsa banjali kukhala ndi katswiri wowakwanira pa zosowa zawo. Zoyipa zina zimaphatikizaponso kusowa kwachinsinsi komanso zoperewera pamisonkhano yomwe idzaperekedwe popeza zimakhudza kampani ya inshuwaransi. Njira ina ndikusankha wothandizila / mlangizi kutengera luso lomwe maanja akufuna. Kampani ya inshuwaransi imatha kubwezera mtengo wake. Izi zimalimbikitsa chinsinsi cha banjali ndipo zilibe zovuta zoyambira koyamba.
Mtengo wake ndiwofunikira mukamaganiza zopita kuchipatala kapena ayi. Ndizomveka kuti maanja ena ali ndi bajeti yoyenera kutsatira chifukwa mankhwalawa ndi njira yokhalitsa yomwe imafuna ndalama zina kuti zigwiritsidwe ntchito. Komabe, mtengo sikuyenera kukhala chinthu chokha chomwe mungaganizire posankha wothandizira. Ngati mungathe, yang'anani ntchito yotsika mtengo popanda kuwononga njira zochiritsirazo. Mankhwalawa ndi okwera mtengo ndipo ndalama zomwe mumagwiritsa ntchito ndizofunika nthawi zonse. Ndiwo madola ochepa oti muwagwiritse ntchito popanga ndalama zomwe zingabweretse kuubale wosangalala.