Zamkati
- Zomwe ndakumana nazo -
- 1. Wodziwa zambiri komanso waluso
- 2. Ndemanga
- 3. Perekani mapiko anu aukwati
- 4. Maluso olankhulana
- 5. Ayenera kukhala ndi gulu
- 6. Zogwiritsira ntchito bajeti
- Maluso omwe amapangitsa kukonzekera kukonzekera ukwati kukhala wokonzeka kulembedwa ntchito
Masiku ochepa ukwati usanakhale wosangalatsa kwambiri poganiza kuti zinali zaka ziwiri zokha anyamata inu mwakumana koyamba ndipo posachedwa padzakhala mabelu achikwati omwe adzamvekere mwezi ukubwerawo.
Zomwe ndakumana nazo -
Tonse tili m'mabanki achinsinsi tikugwira ntchito bwino ndikupeza bwino. Nkhani yathu yachikondi idayamba pomwe adabwera kudzatsegula akaunti yake ku bank, m'malo mwake idayambira mumtima mwanga.
Anapeza ntchitoyo kubanki yomweyo momwe ine ndilili ndipo tonse takhala tikugwirira ntchito limodzi kuyambira pano. Zangochitika mwangozi kuti tonsefe tinatengedwa ndikuleredwa ndi mabanja olera. Ngakhale munthawi yakukula kwathu, tinali ndi zonse zabwino. Chifukwa chake palibe chisoni chilichonse.
Paukwati wathu, tikufufuza wodziwa bwino ntchito komanso wokonza maukwati omwe angakonzekere ukwati wathu wonse ndikutipatsa momwe timamverera momwe tikufunira.
Ndi ntchito yovuta komanso yopweteka kwambiri kupeza wokonzekera ukwati womwe mungasankhe. Msika uli wodzaza ndi zosankha. Koma, anthu ambiri achinyengo nawonso akubisalira pamsika, ndipo si omwe amadzinenera, kudikirira kuti akunyengeni ndikubera ndalama zanu.
Chifukwa chake, pano tili, monga banja, tikugawana mfundo zothandiza za momwe wokonzekera ukwati wanu ayenera kukhalira, zomwe zingakuthandizeni kupeza wokonzekera ukwati wabwino.
Momwe mungakonzekerere ukwati wanu?
1. Wodziwa zambiri komanso waluso
Mukakumana koyamba ndi omwe akukonzekera ukwati wanu, muyenera kuwafunsa momwe alili ndiukadaulo wazantchito komanso kuti ndi akatswiri bwanji pochita ntchito yawo.
Mfundo ziwirizi zisankha paukwati wanu. Paukwati, nthawi zonse muyenera kupita kokonzekera ukwati wodziwa zambiri. Ndipo za ukatswiri wawo, nthawi zonse mumatha kupeza zambiri zokwanira polankhula ndi m'modzi kapena awiri mwa makasitomala awo akale.
2. Ndemanga
Mukamakonzekera kukonzekera ukwati, ndiye kuti muyenera kupeza ndemanga kuchokera kwa makasitomala awo akale za ntchito yawo, bola mutakhala ndi malingaliro amomwe mungakonzekere ukwati.
Kupyolera mu ndemanga za makasitomala, mutha kudziwa momwe alili akatswiri ndi momwe amagwirira ntchito.
3. Perekani mapiko anu aukwati
Banja lililonse limakhala ndi masomphenya azokongoletsa zokhudzana ndiukwati wawo, chakudya ndi malingaliro ena omwe akufuna kukwaniritsa pamwambo wawo waukwati.
Wodziwa kukonzekera zaukwati atha kubweretsa masomphenya anu. Maloto omwe mwakhala nawo paukwati wanu atha kukhala okoma mtima chifukwa cha zoyeserera zomwe mwasankha. Amatha kusintha malingaliro kukhala zenizeni.
Umenewu uyenera kukhala mtundu womwe muyenera kuyang'ana posankha wokonzekera ukwati.
4. Maluso olankhulana
Aliyense amene mwamusankha, ayenera kukhala ndi luso loyankhulana.
Maluso oyankhulirana ndiofunikira pokhapokha mutha kumvetsetsa zomwe akunena, ndipo amatha kumvetsetsa zomwe mukufuna.
Zalangizidwa - Njira Yokwatirana Yoyambira Pa intaneti
5. Ayenera kukhala ndi gulu
Kukonzekera ukwati si ntchito ya munthu m'modzi. Pamafunika mgwirizano ndi khama lalikulu lomwe limaperekedwa ndi gulu lomweli.
Wokonzekera ukwati ayenera kukhala ndi gulu lake. Ngati ali ndi gulu, ndiye kuti ukwati wanu ukhoza kukhala monga momwe mumaganizira. Chifukwa chake, mukasankha wokonzekera ukwati, muyenera kufunsa gulu lawo. Wokonzekera ukwati aliyense waluso ayenera kukhala ndi gulu labwino.
Masiku ano, okonza maukwati ndi anzeru kwambiri kotero kuti amanamiza makasitomala ponena kuti ali ndi gulu, ndipo ntchito yeniyeni ikafika, amalemba ntchito anthu osasintha omwe alibe chidziwitso chokwatirana.
6. Zogwiritsira ntchito bajeti
Pali kusiyana kwakukulu pakati pa bajeti ya okwatirana ndi bajeti ya omwe akukonzekera ukwati.
Wokonzekera ukwati ndi zomwe akudziwa amadziwa bwino komwe angasunge ndalama. Chifukwa chake amalumikizana ndi mavenda omwe amangogwira ntchito yokonza ukwati. Mukalemba ganyu ogulitsa mwachindunji, amalipiritsa mitengo yayikulu pantchito zawo.
Izi zitha kupewedwa ngati mungalembe ntchito wokonzekera ukwati.
Maluso omwe amapangitsa kukonzekera kukonzekera ukwati kukhala wokonzeka kulembedwa ntchito
Awa ndi maluso akulu omwe muyenera kuwona pokonzekera ukwati omwe mudzakulembeni ntchito. Pamodzi ndi maluso omwe atchulidwa, wokonzekera ukwati wanu woyenera ayenera kukhala omvera, odekha, wokonda tsatanetsatane, wokambirana, komanso wothetsa mavuto.